https://2thepoint.blog/2026/01/29/why-its-time-for-competition-for-credit-scores-and-reports/2026-01-29T21:18:43+00:00monthlyhttps://2thepoint.blog/2026/01/22/why-moving-to-a-single-file-credit-report-framework-is-a-win-for-consumers-and-lenders/2026-01-22T17:16:58+00:00monthlyhttps://2thepoint.blog/2025/10/23/wsj-lte-the-30-year-fixed-rate-mortgage-is-the-bridge-from-renting-to-homeownership/2025-10-23T17:16:51+00:00monthlyhttps://2thepoint.blog/2025/09/11/why-preserving-competition-between-fannie-mae-and-freddie-mac-matters/2025-10-06T13:30:26+00:00monthlyhttps://2thepoint.blog/2025/06/13/could-a-single-credit-report-model-work-for-the-mortgage-industry/2025-07-31T20:15:03+00:00monthlyhttps://2thepoint.blog/2025/07/30/securing-justice-and-parity-for-americas-struggling-veterans/2025-07-31T20:14:44+00:00monthlyhttps://2thepoint.blog/2025/07/31/fhfa-director-pulte-is-leading-the-charge-on-credit-score-modernization-at-the-gses/2025-07-31T20:14:10+00:00monthlyhttps://2thepoint.blog/2024/12/02/mba-is-ready-to-help-shape-a-safe-and-sound-exit-plan-from-gse-conservatorship/https://2thepoint.blog/wp-content/uploads/2024/12/capitol-building.pngcapitol building2024-12-05T14:51:01+00:00monthlyhttps://2thepoint.blog/2024/10/03/lets-end-the-harassment-deception-and-distrust-from-trigger-leads/2024-12-05T14:50:22+00:00monthlyhttps://2thepoint.blog/2024/09/05/amid-grand-visions-mba-is-tackling-housing-shortage-one-program-at-a-time/https://2thepoint.blog/wp-content/uploads/2024/09/home-renovation.jpgHome-renovation2024-12-05T14:49:49+00:00monthlyhttps://2thepoint.blog/2024/07/01/mortgage-servicers-diligently-serving-borrowers-through-constant-change/2024-12-05T14:48:14+00:00monthlyhttps://2thepoint.blog/2024/03/21/uncertainty-and-disruption-in-the-housing-market/https://2thepoint.blog/wp-content/uploads/2024/03/pexels-photo-8470803.jpegshallow focus photo of a realtor posting a sold stickerPhoto by Thirdman on <a href="https://www.pexels.com/photo/shallow-focus-photo-of-a-realtor-posting-a-sold-sticker-8470803/" rel="nofollow">Pexels.com</a>2024-03-25T15:09:26+00:00monthlyhttps://2thepoint.blog/2021/11/18/servicers-are-helping-borrowers-through-the-pandemic/2024-03-21T18:24:04+00:00monthlyhttps://2thepoint.blog/2022/04/08/reducing-fhas-mip/https://2thepoint.blog/wp-content/uploads/2022/04/pexels-photo-2157404.jpeghouses near roadPhoto by Michael Tuszynski on <a href="https://www.pexels.com/photo/houses-near-road-2157404/" rel="nofollow">Pexels.com</a>https://2thepoint.blog/wp-content/uploads/2022/04/buy-community.jpgbuy-community2024-03-21T18:23:12+00:00monthlyhttps://2thepoint.blog/2022/05/09/how-policymakers-can-empower-mortgage-lenders-to-deliver-more-relief-to-borrowers/2024-03-21T18:22:32+00:00monthlyhttps://2thepoint.blog/2023/04/20/fhfa-needs-a-better-plan-on-loan-level-pricing-fees/2024-03-21T18:21:26+00:00monthlyhttps://2thepoint.blog/2023/06/26/regulators-take-steps-to-recognize-warehouse-lenders-important-role-in-todays-housing-finance-market/https://2thepoint.blog/wp-content/uploads/2023/06/blog-post-image1.jpgblog post image1A perfect neighborhood. Houses in suburb at Spring in the north America.2024-03-21T18:20:40+00:00monthlyhttps://2thepoint.blog/2023/08/16/rent-control-will-deepen-the-affordable-housing-crisis/https://2thepoint.blog/wp-content/uploads/2023/08/pexels-photo-129494.jpegpexels-photo-129494https://2thepoint.blog/wp-content/uploads/2023/08/pexels-photo-259950.jpegpexels-photo-2599502024-03-21T18:19:42+00:00monthlyhttps://2thepoint.blog/2023/10/31/fsocs-bid-to-regulate-non-bank-firms-will-harm-consumers-mortgage-sector/2024-03-21T18:19:00+00:00monthlyhttps://2thepoint.blog/2023/11/15/proposed-capital-requirements-on-big-banks-would-mean-fewer-choices-and-higher-mortgage-costs/2024-03-21T18:17:58+00:00monthlyhttps://2thepoint.blog/2024/01/08/thoughts-ahead-of-mbaimb24-consumers-benefit-from-the-large-and-diverse-collection-of-mortgage-lenders/https://2thepoint.blog/wp-content/uploads/2024/01/neighborrohood.jpgneighborrohood2024-03-21T18:16:33+00:00monthlyhttps://2thepoint.blog/2021/05/26/imbs-and-the-cra-a-misguided-match/2021-05-26T22:22:58+00:00monthlyhttps://2thepoint.blog/2020/08/13/a-decision-thats-indefensible/https://2thepoint.blog/wp-content/uploads/2020/08/fhfa-081320.pngfhfa 081320https://2thepoint.blog/wp-content/uploads/2020/08/fhfa-bl-032019.jpgHeadquarters Of The Federal Housing Finance AgencyThe seal of the Federal Housing Finance Agency (FHFA) is displayed outside the organization's headquarters in Washington, D.C., U.S., on Wednesday, March 20, 2019. President Donald Trump's pick to lead Fannie Mae and Freddie Macs regulator pledged to work with Congress on overhauling the companies, while downplaying controversial positions he's previously laid out on everything from the 30-year-mortgage to affordable housing initiatives. Photographer: Andrew Harrer/Bloomberg2020-08-16T01:11:46+00:00monthlyhttps://2thepoint.blog/2020/05/28/https-2thepoint-blog-2020-05-27-fhfas-capital-rule-and-how-it-fits-into-housing-finance-reform/2020-05-28T15:34:54+00:00monthlyhttps://2thepoint.blog/2020/04/28/repayment-options-are-crucial-to-forbearance-success/2020-04-28T15:57:46+00:00monthlyhttps://2thepoint.blog/2020/04/06/why-the-mortgage-industry-needs-a-liquidity-facility-to-address-covid-19-forbearance-requests/https://2thepoint.blog/wp-content/uploads/2020/04/treasury-department.jpgUnited States Treasury DepartmentThe United States Treasury Department building in Washington, D.C.2020-04-17T06:30:24+00:00monthlyhttps://2thepoint.blog/2020/01/15/reducing-false-claims-act-risk-in-fha-lending/https://2thepoint.blog/wp-content/uploads/2020/01/fhaloan.jpgFHAloan2020-01-15T22:19:19+00:00monthlyhttps://2thepoint.blog/2019/12/04/a-year-of-action-and-a-look-ahead/2019-12-04T16:21:51+00:00monthlyhttps://2thepoint.blog/2019/10/04/the-role-of-debt-to-income-in-assessing-mortgage-risk/https://2thepoint.blog/wp-content/uploads/2019/10/download.jpgdownload2019-10-04T15:08:53+00:00monthlyhttps://2thepoint.blog/2019/07/29/a-bipartisan-effort-helps-protect-affordable-mortgages-for-veterans/https://2thepoint.blog/wp-content/uploads/2019/07/140623111103-va-building-dc-file.jpgUS-MILITARY-VAThis May 19, 2014 photo shows a a sign in front of the Veterans Affairs building in Washington, DC. The VA and Secretary Eric Shinseki are under fire amid reports by former and current VA employees that up to 40 patients may have died because of delayed treatment at an agency hospital in Phoenix, Arizona. AFP PHOTO / Karen BLEIER (Photo credit should read KAREN BLEIER/AFP/Getty Images)https://2thepoint.blog/wp-content/uploads/2019/07/va-dept_1.jpgUS-MILITARY-VAThis May 19, 2014 photo shows a a sign in front of the Veterans Affairs building in Washington, DC. The VA and Secretary Eric Shinseki are under fire amid reports by former and current VA employees that up to 40 patients may have died because of delayed treatment at an agency hospital in Phoenix, Arizona. AFP PHOTO / Karen BLEIER (Photo credit should read KAREN BLEIER/AFP/Getty Images)2019-07-30T14:33:17+00:00monthlyhttps://2thepoint.blog/2019/06/06/locking-in-progress-toward-gse-reform/https://2thepoint.blog/wp-content/uploads/2019/06/dc.jpgdc2019-06-06T18:42:39+00:00monthlyhttps://2thepoint.blog/2019/03/11/the-roadmap-to-cfpb-2-0/https://2thepoint.blog/wp-content/uploads/2019/03/roadmap.pngroadmap2019-03-11T14:31:16+00:00monthlyhttps://2thepoint.blog/2019/02/06/mba-economic-and-mortgage-finance-commentary/https://2thepoint.blog/wp-content/uploads/2019/02/shutterstock_246334408.0.jpgshutterstock_246334408.02019-02-06T17:19:11+00:00monthlyhttps://2thepoint.blog/2019/01/18/the-2019-independent-mortgage-bankers-conference/https://2thepoint.blog/wp-content/uploads/2019/01/19332_imb19_web_header.png19332_imb19_web_header2019-01-18T17:43:45+00:00monthlyhttps://2thepoint.blog/2019/01/13/helping-homebuyers-and-homeowners-during-the-government-shutdown/https://2thepoint.blog/wp-content/uploads/2019/01/190103105928-government-shutdown-0102-restricted-super-tease-2.jpg190103105928-government-shutdown-0102-restricted-super-teaseThe U.S. Capitol stands in Washington, D.C., U.S., on Wednesday, Jan. 2, 2019. Congress returns to Washington Thursday with a new Democratic House majority gaining leverage over President Donald Trump, and the partial government shutdown first on the list of problems to solve. Photographer: Andrew Harrer/Bloomberg via Getty Imageshttps://2thepoint.blog/wp-content/uploads/2019/01/190103105928-government-shutdown-0102-restricted-super-tease-1.jpg190103105928-government-shutdown-0102-restricted-super-teaseThe U.S. Capitol stands in Washington, D.C., U.S., on Wednesday, Jan. 2, 2019. Congress returns to Washington Thursday with a new Democratic House majority gaining leverage over President Donald Trump, and the partial government shutdown first on the list of problems to solve. Photographer: Andrew Harrer/Bloomberg via Getty Imageshttps://2thepoint.blog/wp-content/uploads/2019/01/190103105928-government-shutdown-0102-restricted-super-tease.jpg190103105928-government-shutdown-0102-restricted-super-teaseThe U.S. Capitol stands in Washington, D.C., U.S., on Wednesday, Jan. 2, 2019. Congress returns to Washington Thursday with a new Democratic House majority gaining leverage over President Donald Trump, and the partial government shutdown first on the list of problems to solve. Photographer: Andrew Harrer/Bloomberg via Getty Images2019-01-15T15:41:04+00:00monthlyhttps://2thepoint.blog/2018/12/05/paying-respects-to-president-george-h-w-bush/2018-12-06T01:01:18+00:00monthlyhttps://2thepoint.blog/2018/12/04/misconceptions-surrounding-cash-out-refinancing/https://2thepoint.blog/wp-content/uploads/2018/12/refi-imge.pngrefi imge2018-12-04T20:08:38+00:00monthlyhttps://2thepoint.blog/2018/11/09/the-2018-midterm-elections/https://2thepoint.blog/wp-content/uploads/2018/11/181105-early-voting-ap-773.jpgElection 2018 MinnesotaPeople line up to vote on the last day of early voting at the Minneapolis Early Vote Center Monday, Nov. 5, 2018, in Minneapolis. (AP Photo/Jim Mone)2018-11-14T16:30:10+00:00monthlyhttps://2thepoint.blog/2018/11/01/support-mpower-a-thriving-network-in-the-mortgage-finance-industry/https://2thepoint.blog/wp-content/uploads/2018/11/img-4908.jpgIMG-49082018-11-01T18:23:23+00:00monthlyhttps://2thepoint.blog/2018/10/24/mba-annual-2018/https://2thepoint.blog/wp-content/uploads/2018/10/washington-dc-thinkstockphotos-809349300.jpgNew Dawn over WashingtonNew Dawn over Washington - with 3 iconic monuments illuminated at sunrise: Lincoln Memorial, Washington Monument and the Capitol Building.2018-10-25T17:12:02+00:00monthlyhttps://2thepoint.blog/2018/10/08/the-important-role-of-non-bank-lenders/https://2thepoint.blog/wp-content/uploads/2018/10/cuteneighborhood.jpgcuteneighborhood2018-10-08T19:04:35+00:00monthlyhttps://2thepoint.blog/contact/https://2thepoint.blog/wp-content/uploads/2018/09/person-smartphone-office-table.jpegPlaceholder Image2018-09-18T15:51:02+00:00weekly0.6https://2thepoint.blogdaily1.02026-01-29T21:18:43+00:00